Buyers

Short articles of interest to Home Buyers whom are thinking of making a purchase in the near future. Purchasing property can seem like a daunting task. Many can be so overwhelmed by it that they literally epitomize the phrase "deer in the headlights". This is unfortunate and can be avoided. Your progress towards your goal of homeownership and the freedoms that represents need not be so daunting. These articles are designed to enlighten and direct you. While it is said "knowledge is power", a skilled and qualified "Guide" can be invaluable. Enter the REALTOR®. Getting guidance and advice is not a sign of weakness, rather one of wisdom. Don't let your dreams go unrealized due to fear, lack of knowledge or inexperience. Buyers today can be better informed and better represented than ever today. Google and the internet allow Buyers to research most things in advance. Most times their property search begins without the aid of a REALTOR®. Buyers who involve a REALTOR® early in the process fair better than those who try to "go it alone". You see the value in being properly represented, don't you? If you have questions about Buyer representation (a popular topic these days) reach out. Knowledge is power. These posts are geared towards Buyer's needs. If after reading these articles you still have questions then reach out. The only silly question is the one not asked. Let me answer it and let me help ensure you are properly represented in what may be the largest single purchase you ever make.

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Buyers Your Tax Refund Can Help You Achieve Your Homebuying Goals Your Tax Refund Can Help You Achieve Your Homebuying Goals Your Tax refund can help you achieve your homebuying goals. Have you been saving up to buy a home this year? If so, you know there are a variety of expenses involved – from your down payment to closing costs. But there’s good news – […]
Buyers Trying to Buy A Home In Today’s Market? Trying To Buy a Home? Hang in There. We’re still in a sellers’ market. If you’re trying to buy a home in today’s market, that means you’re likely facing some unique challenges, like difficulty finding a home and volatile mortgage rates. But keep in mind, there are some benefits to being a buyer in today’s […]
Buyers Why Aren’t Home Prices Crashing? Why Aren’t Home Prices Crashing? Why aren’t home prices crashing? There have been a lot of shifts in the housing market recently. Mortgage rates rose dramatically last year, impacting many people’s ability to buy a home. And after several years of rapid price appreciation, home prices finally peaked last summer. These changes led to a […]
Buyers It’s still a Sellers’ Market! We’re in a Sellers’ Market. What Does That Mean? Even though activity in the housing market has slowed from the frenzy we saw over a year ago, today’s low supply of homes for sale means it’s still a sellers’ market. But what does that really mean? And why are conditions today so good if you […]
Buyers What’s Ahead for Home Prices in 2023 What’s Ahead for Home Prices in 2023 What’s ahead for home prices in 2023 is a popular question. Over the past year, home prices have been a widely debated topic. Some have said we’ll see a massive drop in prices and that this could be a repeat of 2008 – which hasn’t happened. Others have […]
Buyers Is It Really Better To Rent Than To Own a Home Right Now? Is It Really Better To Rent Than To Own a Home Right Now? You may have seen reports in the news recently saying it’s better to rent right now than it is to own your home. What? Is it really better to rent than own a home right now? Before you let that impact your decisions, […]
Buyers A Smaller Home Could Be Your Best Option A Smaller Home Could Be Your Best Option Many people are reaching the point in their lives when they need to decide where they want to live when they retire. A Smaller Home Could Be Your Best Option.  If you’re a homeowner approaching this stage, you have several options to explore. Jessica Lautz, Deputy Chief […]
Buyers Why It’s Easy To Fall in Love with Homeownership Why It’s Easy To Fall in Love with Homeownership Are you still in love with your home? No matter how the housing market changes, there are some things about owning a home that never change—like the personal benefits it can provide. When you own your home, you likely feel a sense of attachment because of the comfort […]
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Buyers Homeownership Builds Your Wealth over Time Homeownership Builds Your Wealth over Time [INFOGRAPHIC] In Texas, home values have increased 331% since 1991. This is why it is so important to invest in homeownership. Whether you are renting or owning, you are most likely making a payment. Why not pay yourself first and benefiting by the increased net worth you will eventually […]
Buyers Think Twice Before Waiting for 3% Mortgage Rates Think Twice Before Waiting for 3% Mortgage Rates Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their purchasing power as a result, and some decided to […]
Buyers Avoid the Rental Trap in 2023 Avoid the Rental Trap in 2023 If you’re a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home. This year is no different. But before you dive too deeply into your options, it helps to understand the true costs of renting moving forward. […]
Buyers Wondering How Much You Need To Save for a Down Payment? Wondering How Much You Need To Save for a Down Payment? If you’re getting ready to buy your first home, you’re likely focused on saving up for everything that purchase involves. Increased property values and mortgage rates are causing a lot of concern. This is especially true for first time home-buyers. One cost that’s likely […]
First Time Home Buyers Financial Fundamentals for First-Time Homebuyers Financial Fundamentals for First-Time Homebuyers These Financial fundamentals for First-time homebuyers are the most important first steps. Are you prepping to buy your first home? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll […]
Buyers Mortgage Rates Are Dropping. What Does That Mean for You? Mortgage Rates Are Dropping. What Does That Mean for You? Mortgage rates have been a hot topic in the housing market over the past 12 months. Compared to the beginning of 2022, rates have risen dramatically. Now they’re dropping, and that has to do with everything happening in the economy. Nadia Evangelou, Senior Economist and Director […]
Veterans VA Loans Can Help Veterans Achieve Their Dream of Homeownership VA Loans Can Help Veterans Achieve Their Dream of Homeownership For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits. Here are some things you should know […]
Buyers The Majority of Americans Still View Homeownership as the American Dream The Majority of Americans Still View Homeownership as the American Dream Buying a home is a powerful decision, and it remains a key part of the American Dream. In fact, the 2022 Consumer Insights Report from Mynd found the majority of people polled still view homeownership as a key life achievement. Let’s explore just a few of the reasons […]
First Time Home Buyers Taking the Fear out of Saving for a Home Taking the Fear out of Saving for a Home If you’re planning to buy a home, knowing what to budget for and how to save may sound scary at first. But it doesn’t have to be. One way to take the fear out of budgeting is understanding some of the costs you might encounter.  And to […]
Buyers Saving for a Down Payment? Here’s What You Should Know. Saving for a Down Payment? Here’s What You Should Know. As you set out to buy a home, saving for a down payment is likely top of mind. But you may still have questions about the process, including how much to save and where to start. If that sounds like you, your down payment could be […]
Buyers The Long-Term Benefit of Homeownership The Long-Term Benefit of Homeownership Today’s cooling housing market, the rise in mortgage rates, and mounting economic concerns have some people questioning: should I still buy a home this year? While it’s true this year has unique challenges for homebuyers, it’s important to factor the long-term benefits of homeownership into your decision. Consider this: if you know people […]
Buyers The Cost of Waiting for Mortgage Rates To Go Down The Cost of Waiting for Mortgage Rates To Go Down Mortgage rates have increased significantly in recent weeks. And that may mean you have questions about what this means for you if you’re planning to buy a home. Here’s some information that can help you make an informed decision when you set your homebuying plans. The Impact […]
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