First Time Home Buyers

These articles are of particular interest for First Time Home Buyers. When making your first purchase of a home knowledge and representation are paramount. The posts contained in this category are designed to help and better inform you. By answering common questions, these posts can help boost your confidence. Of course, answering all the potential questions in any one one post is highly unlikely. Even after reading through them all, First Time Home Buyers will and should have questions. Everyone's situation is different. The only silly questions is the one we don't ask. Getting the right answer can also be daunting. That is why getting representation by a qualified and experienced REALTOR® is paramount. First Time Home Buyers who find and engage with the right REALTOR® early in the process have a more successful first venture. Success is what it's all about, isn't it? We want to reach our goals. The decision to make the investment for a First Time Home Buyer is the first step to financial security. Wealth creation through equity is historically the soundest strategy. Look at the recent property value appreciations. You would like to capture some of that, wouldn't you? And then to be considered is the tranquility of decorating and managing your own space. Priceless. As you read through these articles, if you still have or develop questions not covered, reach out. Knowledge is power. The tools are at your fingertips and I am here as a qualified, trained professional REALTOR® to help guide you. It's literally what I do. Reach out for a free consultation to discuss your specific situation.

Buyers How Does the Economy Impact Mortgage Rates How Does the Economy Impact Mortgage Rates How does the economy impact mortgage rates? As someone who’s thinking about buying or selling a home, you’re probably paying close attention to mortgage rates – and wondering what’s ahead. One thing that can affect mortgage rates is the Federal Funds Rate, which influences how much it costs banks to borrow money […]
Buyers Home Prices Aren’t Declining Home Prices Aren’t Declining, But Headlines Might Make You Think They Are Home prices aren’t declining, but headlines might make you think they are. If you’ve seen the news lately about home sellers slashing prices, it’s a great example of how headlines do more to terrify than clarify. Here’s what’s really happening with prices. The […]
Buyers Finding Your Perfect Home in a Fixer Upper Finding Your Perfect Home in a Fixer Upper Finding your perfect home in a fixer upper? If you’re trying to buy a home and are having a hard time finding one you can afford, it may be time to consider a fixer-upper. That’s a house that needs a little elbow grease or some updates, but has […]
Buyers Expert Home Price Forecasts for 2024 Revised Up Expert Home Price Forecasts for 2024 Revised Up Expert Home Price for 2024 Revised Up. Over the past few months, experts have revised their 2024 home price forecasts based on the latest data and market signals, and they’re even more confident prices will rise, not fall. So, let’s see exactly how experts’ thinking has shifted – […]
Buyers Saving for a Home in 2024? What You Need To Know About Saving for a Home in 2024 Saving for a home in 2024? If you’re planning to buy a home, knowing what to budget for and how to save may sound intimidating – but it doesn’t have to be. One way to ease those concerns is to make sure you […]
Buyers Why Are Homeowners Thankful They Own? Why Are Homeowners Thankful They Own? Why are homeowners thankful they own? Countless people have set out on the exciting journey of homeownership. Ask around and you’ll find the vast majority are thankful they took the leap and bought a home. But why? It’s because of the many emotional and lifestyle benefits that come with […]
Buyers The Latest Expert Forecasts for Home Prices in 2023 The Latest Expert Forecasts for Home Prices in 2023 The latest expert forecasts for home prices in 2023. Are you thinking about making a move? If so, all the speculation that home prices would crash this year may have you feeling a bit on edge about your decision. Let the data and the experts reassure you. Prices […]
Buyers How Inflation Impacts the Housing Market How Inflation Impacts the Housing Market Have you ever wondered how inflation impacts the housing market? Believe it or not, they’re connected. Whenever there are changes to one, both are affected. Here’s a high-level overview of the connection between the two. The Relationship Between Housing Inflation and Overall Inflation Shelter inflation is the measure of price growth specific […]
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Buyers Why Homeownership Wins in the Long Run Why Homeownership Wins in the Long Run Why Homeownership wins in the long run. Today’s higher mortgage rates, inflationary pressures, and concerns about a potential recession have some people questioning: should I still buy a home this year? While it’s true this year has unique challenges for homebuyers, it’s important to think about the long-term […]
Buyers What Homebuyers Need To Know About Credit Scores What Homebuyers Need To Know About Credit Scores What Homebuyers need to know about credit scores. If you’re thinking about buying a home, you should know your credit score’s a critical piece of the puzzle when it comes to qualifying for a home loan. Lenders review your credit to assess your ability to make payments […]
Buyers Are Home Prices Going Up or Down? That Depends… Are Home Prices Going Up or Down? That Depends… Are home prices going up or down? That depends… Media coverage about what’s happening with home prices can be confusing. A large part of that is due to the type of data being used and what they’re choosing to draw attention to. For home prices, there […]
Buyers Today’s Real Estate Market: The ‘Unicorns’ Have Galloped Off Today’s Real Estate Market: The ‘Unicorns’ Have Galloped Off The ‘Unicorns’ have galloped off. Comparing real estate metrics from one year to another can be challenging in a normal housing market. That’s due to possible variability in the market making the comparison less meaningful or accurate. Unpredictable events can have a significant impact on the […]
Buyers The True Value of Homeownership The True Value of Homeownership The True Value of Homeownership? Buying and owning your home can make a big difference in your life by bringing you joy and a sense of belonging. And with June being National Homeownership Month, it’s the perfect time to think about all the benefits homeownership provides. Of course, there are […]
Buyers What You Need To Know About Home Price News What You Need To Know About Home Price News What you need to know about home price news. Statistics can be tricky to interpret. The National Association of Realtors (NAR) released its latest Existing Home Sales Report Thursday. The information it contains on home prices may cause some confusion and could even generate some troubling […]
Buyers The Impact of Inflation on Mortgage Rates The Impact of Inflation on Mortgage Rates The Impact of inflation on Mortgage Rates is a hot subject right now. If you’re reading headlines about inflation or mortgage rates, you may see something about the recent decision from the Federal Reserve (the Fed). But what does it mean for you, the housing market, and your […]
Buyers Why Today’s Housing Market Is Not About To Crash Why Today’s Housing Market Is Not About To Crash There’s been some concern lately that the housing market is headed for a crash. And given some of the affordability challenges in the housing market, along with a lot of recession talk in the media, it’s easy enough to understand why that worry has come up. […]
Buyers Why Buying a Home Makes More Sense Than Renting Today Why Buying a Home Makes More Sense Than Renting Today Why buying a home makes more sense than renting today. Wondering if you should continue renting or if you should buy a home this year? If so, consider this. Rental affordability is still a challenge and has been for years. That’s because, historically, rents trend […]
Buyers Think Twice Before Waiting for Lower Home Prices Think Twice Before Waiting for Lower Home Prices Think twice before waiting for lower home prices. As the housing market continues to change, you may be wondering where it’ll go from here. One factor you’re probably thinking about is home prices, which have come down a bit since they peaked last June. And you’ve likely […]
Buyers Your Tax Refund Can Help You Achieve Your Homebuying Goals Your Tax Refund Can Help You Achieve Your Homebuying Goals Your Tax refund can help you achieve your homebuying goals. Have you been saving up to buy a home this year? If so, you know there are a variety of expenses involved – from your down payment to closing costs. But there’s good news – […]
Buyers Trying to Buy A Home In Today’s Market? Trying To Buy a Home? Hang in There. We’re still in a sellers’ market. If you’re trying to buy a home in today’s market, that means you’re likely facing some unique challenges, like difficulty finding a home and volatile mortgage rates. But keep in mind, there are some benefits to being a buyer in today’s […]